Which of the following statements concerning money is correct? [1] The value of money is not based on the confidence that financial intermediaries will be able to control the supply to achieve stability and that the purchasing power does not fall. [2] Paper money was developed since specialisation between countries led to increases in trade, causing the use of coins to be inconvenient as they were difficult to handle. [3] Credit cards are money because they function as a medium of exchange. [4] Electronic money is another form of money as it can be used as means of payments.