Which of the following statements is 22 (are) true about the claims-made and occurrence triggers in Commercial General ?Liability (CGL) insurance policies A claims-made policy covers claims 1. that are first reported during the policy period, provided the event occurred after a .retroactive date stated in the policy Occurrence policies cover II. occurrences that took place during the policy period, regardless of when the claim * is reported (2 (2 ) I only Il only both I and II neither I nor 11