Which of the following statements is (are) true with respect to the treatment of legal defense costs under the Commercial General Liability (CGL) policy?

1. Defense costs paid by the insurer for defending covered liability claims are limited to an amount that is two times what the CGL policy's liability limit is.
2. Defense costs paid by the insurer for defending covered liability claims do not erode or exhaust the CGL policy's liability limit.

Question options:

a)	I only
b)	II only
c)	neither I nor II