Which of the following statements is CORRECT? a. Most sinking funds require the issuer to provide funds to a trustee, who holds the money so that it will be available to pay off bondholders when the bonds mature. b. Sinking fund provisions never require companies to retire their debt; they only establish "targets" for the company to reduce its debt over time. c. A sinking fund provision makes a bond more risky to investors at the time of issuance. d. Sinking fund provisions sometimes turn out to adversely affect bondholders, and this is most likely to occur if interest rates decline after the bond was issued. e. If interest rates increase after a company has issued bonds with a sinking