Which of the following statements is CORRECT?

a. Only institutions, and not individuals, can engage in derivative market transactions.

b. As they are generally defined, money market transactions involve debt securities with maturities of less than one year.

c. If Disney issues additional shares of common stock through an investment banker, this would be a secondary market transaction.

d. If you purchase 100 shares of Disney stock from your brother-in-law, this is an example of a primary market transaction.

e. The NYSE is an example of an over-the-counter market.