Which of the following statements is false?

Multiple Choice

Apps allow small investors to participate in the stock market much more easily.

Stock trading apps allow investors to trade stocks commission$-$free.

Robo$-$advisors provide investment advice based on mathematical rules or algorithms.

Budgeting apps allow people to keep track of income, monthly payments, expenditures, and more, right on a mobile phone.

Acorns is a creative crowdfunding app, allowing smaller investors to join together to fund design ventures.