Which of the following statements is false regarding an individual licensed as a public adjuster or an all-lines adjuster? All licensed adjusters must handle and investigate claims in accordance with the terms and conditions of the contract and of the applicable laws of this state. Public adjusters are hired by the insured, usually to handle first-party property insurance claims. Subject to renewal or continuation by the appointing entity, an adjuster's appointment remains in effect until the license is revoked or otherwise terminated. An all-lines adjuster may not be appointed as an independent adjuster