Which of the following statements is incorrect? a. A bank can provide both a bill acceptance facility and a bill discount facility. b. The bank increases the credit worthiness of the bill by acting as the acceptor. c. If a commercial bank accepts the bill this enhances trfe credit quality of the debt arrangement. d. Bills are always sold at a discount to its face value. e. An issuer will seek to sell the bill in the market at the highest yield. Clear my choice