Which of the following statements is most correct? A borrower's long-term debt typically has a higher interest rate than its shortterm debt. Debt that is infrequently traded (less liquid) typically has a lower interest rate than similar but highly traded debt. Variable (floating) rate debt is more prevalent when long-term borrowing rates are low. Variable (floating) rate debt should never be used by healthcare providers because it is too risky. Fixed interest rate debt is more prevalent when long-term borrowing rates are high