Which of the following statements is most correct? The use of debt financing has no effect on cash flow or stock price. The optimal dividend policy is the one that satisfies the shareholders because they supply the firm's capital. Stock price is dependent on the projected cash flows and the use of debt, but not on the timing of the cash flow stream Dividend policy is one aspect of the firm's financial policy that is determined directly by the shareholders. The riskiness of projected cash flows depends upon how the firm is financed