Which of the following statements is NOT correct? Select one Oa A 15-year mortgage will hav O b. An ordinary annuity will have a higher present value that a similar annuity due e a lower monthly payment that an otherwise similar 30-year mortgage C. If an investment earns 10% interest compounded annually, its effective rate will be greater than 10% O d. A bond with an annual coupon will have a higher value than a similar bond with a semi-annual coupon O e. All of the above are false