Which of the following statements is NOT true regarding a contract where a cheque or money order is posted but is lost before it reaches the creditor?

Select one:

a.None of the above.

b.If the creditor did not require payment by post, the normal rules of contracts by a post apply and the debtor (the sender) is discharged from liability immediately on posting the letter.

c.If the creditor required payment by post, the normal rules of contracts by a post apply and the debtor is discharged from liability.

d.If the creditor has not expressly requested payment by post, loss of the letter (with a cheque in it) is borne by the debtor (sender of money).