Which of the following statements is true?

a. Over time, a person gains more money in a retirement account if all funds are invested in stocks only.

b. Regular savings accounts generally have a higher interest rate than CDs.

c. When applying for an apartment, a renters credit score is not checked.

d. It is advised to keep any credit card accounts open that have been open the longest.

e. Before dealing with any bank, a customer should make sure it is compliant with the FICA.