Which of the following statements is TRUE? Choose one answer. A. By DECREASING the number of payments per year, you REDUCE your total cash outflow but INCREASE your effective borrowing rate. B. By INCREASING the number of payments per year, you REDUCE your total cash outflow but DECREASE your effective borrowing rate. C. By INCREASING the number of payments per year, you REDUCE your total cash outflow but INCREASE your effective borrowing rate. D. By INCREASING the number of payments per year, you BOOST your total cash outflow but INCREASE your effective borrowing rate