Which of the following statements is true?

Group of answer choices Everything else constant, the value of a given perpetuity today is greater than the value of the same perpetuity next year.

For an amortization with fixed principal payment, the amount of interest paid stays constant over time.

For an amortization with fixed payment, the amount of principal paid is constant over time. Effective Annual Rate is always greater than Annual Percentage Rate.

As a lender, you would prefer an APR of 18% with monthly compounding to an APR of 19% with annual compounding on your savings account