Which of the following statements is true of structural unemployment?

a. It is a brief span of unemployment that occurs before the business owners hire the workers back into the company.

b. It encompasses people who don't have jobs because the economy no longer needs their skills.

c. It occurs when workers refuse to be retrained to migrate to other jobs in an organization.

d. It is short term, tends to be ultimately positive, and reflects the freedom to change jobs.

_____ is the rate of interest that the Federal Reserve charges when it loans funds to banks.

a. The debt rate

b. The discount rate

c. Fiscal interest

d. Budget interest