Which of the following statements is true regarding a beneficiary of proceeds under a life insurance policy?

	A.	the owner of the policy cannot change the beneficiary designation of an irrevocable beneficiary without the beneficiarys written consent
	B.	Only the husband or wife can change the beneficiary if the beneficiary is a child
	C.	If the beneficiary is an irrevocable beneficiary and dies before the insured, his rights pass on to his heirs.
	D.	Divorce automatically results in a change of beneficiary.
	E.	All beneficiary designations are irrevocable.