Which of the following statements is true regarding interest rates on auto loans?

From $2006$ to $2022,$ the average interest rate on $60-$month auto loans has been increasing.

During the $2020$ pandemic, the interest rates on auto loans spiked to the highest level since $2006.$

In $2006,$ interest rates on auto loans exceeded $12\%$ in annual terms.

None of the above statements are true.