Which of the following statement(s) is/are correct? (Must select all correct answers to receive full credit) Select one or more: a. Given APR, the higher the compounding frequencies within a year, the higher the EAR. b. Given APR, the higher the compounding frequencies within a year, the lower the period rate. c. Given the compounding frequencies within a year, the higher period rate, the higher EAR. d. You must compare 2 loans based on their APRs. e. Given EAR, the higher the compounding frequencies within a year, the higher the APR