Which of the following statement(s) is(are) true?

Select one or more:

a.

When lending to a property developer, banks should access the nature of the property, terms of the lease, and the quality of tenants.

b.

Due to the security of land, lending to property development involves very few uncertainties.

c.

A property investment loan is lending provided to borrowers to purchase a property with payment from the rental income of the property.

d.

Due to the fluctuations of materials, its ideal for property developers to sign a floating pricing building contract with a reputable builder.

e.

None of the above.