Which of the following statements most likely describes the minimum liquidity coverage ratio (LCR)?

Group of answer choices

a.LCR promotes a sustainable maturity structure for assets and liabilities by creating incentives for banks to use more stable funding sources.

b.The goal of the LCR is to make banks less resilient to liquidity shocks in the short-run.

c.The goal of the LCR is to protect banks over a longer time horizon than the net stable funding ratio.

d.LCR requires that banks have enough high-quality liquid assets to fully cover total net cash outflows over the next month.