Which of the following statements regarding a 30-year monthly payment amortized mortgage with a nominal interest rate of 10% is CORRECT? a. The total dollar amount of interest being paid off each month gets larger as the loan approaches maturity. b. The monthly payments will increase over time. c. Exactly 10% of the first monthly payment represents interest. d. A larger proportion of the first monthly payment will be interest, and a smaller proportion will be principal, than for the last monthly payment. e. The amount representing interest in the first payment would be higher if the nominal interest rate were 7% rather than 10%