Which of the following statements regarding financial intermediaries is/are correct? a) Financial intermediary channel funds from surplus economic units in the form of deposit. b) Financial intermediaries channel funds from surplus economic to deficit economic units. c) Financial intermediaries channel funds by granting credit to economic participance. d) Melokuhle saves a portion of his salary at his local bank. We can conclude that Melokuhle is an example of a surplus unit. a. a, b, and c only b. a, b, c, and d c. a and c only d. a and b only