which of the following statements regarding insurance and social productivity is correct? A) since neither the insurer nor the insured is in a position where the winner's gain is the loser expense, insurance is always socially productive. B) since the insurer and insured assume unequallyrisk insurance is never socially productive. C) since only the insurer is in a postion where the winner gain is at the loser's expense, insurance is never socially productive. since both the insurer and the insured are in a position where the expense of the winner is shared equally insurance is always socially productive