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Which of the following statements regarding the Coverage E limit in the homeowners policy is true? Any legal defense costs incurred by the insurer are

Which of the following statements regarding the Coverage E limit in the homeowners policy
is true?
Any legal defense costs incurred by the insurer are counted against the limit of liability.
The limit applies on a per-occurrence basis to bodily injury and property damage liability.
It is an aggregate limit, and once the amount paid for one or more claims reaches the limit, no
additional coverage is provided.
The limit applies only if a court orders the insured to pay-there is no coverage for settlements
reached out-of-court.
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