Which of the following statements regarding the Patient Protection and Affordable Care Act (ACA) is true? a. The ACA decides the insurance payments for dependents. b. The ACA requires employers to reimburse the cost of hospital stays of the insured. c. The ACA eliminates lifetime limits on total health care insurance payments by insurers. d. The ACA limits the total number of surgeries for the insurers. e. The ACA provides major medical insurance with low deductibles to protect against catastrophic illnesses. Consumer finance companies: a. are cooperative financial institutions that are owned by their members. b. accept deposits from their members and use the deposits for lending. c. are managed by large manufacturing companies. d. are nonprofit financial institutions. e. charge rates that are regulated by the states where they do business