Which of the following terms best generally describes the additional return on assets with more uncertainty? Default Return Factor Premium Risk Premium Liquidity Percent QUESTION 4 Find the present value of $3,333 discounted for 5 years at 12%. Assume monthly compounding, cround to the nearest whole dollar) QUESTION 5 1 You recently received a letter from Cut-to-the-Chase National Bank that offers you a new credit card that has no annual toe. Il states that the annual percentage rate (APR is 19% on outstanding balances. If the card is billed monthly with monthly compounding, what is the effective annual rate? (round to two decimals) 20.75% 18.39% 19.00% None of the available choices 7.0096 1.58% QUESTION 6 10 points Consider the following cash flows and calculate the Present Value of this cash flow stream if the interest rate is 5%. Please include two decimals in your answer and a negative if appropriate Year 0: $300 Year 1: $-273 Year 2: $0 Year 3: $0 Year 4: $143 QUESTION 7 10 points Save evaluates the value today of cash flows that occur on some futures date or dates. Finding the Present Value (PV), or O compounding budgeting financing O factoring O amortizing discounting QUESTIONS 10 points Save And A monthly credit card interest rate of 1.5% is equal to and effective annual rate of 19.56% Thue False