Which of the following theories contends that the term structure of interest rates is determined by the behavior of various types of financial institutions? OO Select one: O A. Pure expectations O B. Herd mentality O C. Market segmentation O D. Liquidity premium If the expected yield on a one-year T-bill at the beginning of year 2 is 6.80% and the expected yield on a one-year T-bill at the beginning of year 1 is 6.20%, what is the expected yield for a U.S. Treasury note with a two-year maturity? Your answer should be based upon the assumptions of the pure expectations theory of the term structure of interest rates and use the arithmetit approach. Select one: O A. 6.80% OB.6.20% O C. 7.00% O D. 6.50%