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Which of the following transactions is a recharacterization? All transactions were made during 2 0 2 3 . A direct transfer of a 2 0

Which of the following transactions is a recharacterization? All transactions were made during 2023.
A direct transfer of a 2023 traditional IRA contribution to a different traditional IRA with the same trustee.
A direct transfer of the entire balance of a traditional IRA, including contributions made in prior years, to a Roth IRA.
A trustee-to-trustee transfer of a 2023 contribution plus earnings on the contribution from one type of IRA to another type of IRA.
A trustee-to-trustee transfer of a 401(k) to a Roth IRA.

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