Which of the following will increase the future value of a lump sum (for example, the FV of $500 to be received N years from today) (Check all of the answer choices that are correct. This is an all or nothing question. Thus, if a and b are both correct and you do not put both of these or you include one of the other choices, you will receive 0 points). A decrease in the interest rate An increase in N A decrease in the lump sum amount. A decrease in N An increase in the interest rate An decrease in the number of compounding periods per year (for example, the compounding changes from four times per year to one time per year). An increase in the number of compounding periods per year (for example, the compounding changes from one time per year to 12 times per year) An increase in the lump sum amount