Which of the following would NOT be breach of your responsibilities as a Lending officer?

a.

Disguising a large loan to a firm in an industry the bank lending committee has decided it will not lend to.

b.

Ensuring a potential borrower has the capacity to repay the loan.

c.

Telling your friends at dinner about the wealth of a celebrity client.

d.

Encouraging the elderly parents of a borrower to sign a loan guarantee without ensuring they have received independent advice.