Which of the problems with fee for service payment plans does the health maintenance organization (HMO) most directly seek to overcome? Group of answer choices HMOs improve the quality of patient care through liberal access to specialists HMOs reduce overall spending by imposing tighter controls over access to specialists and other advanced care HMOs improve the quality of patient care with a wider network of providers in each specialty HMOs reduce overall spending by negotiating the price per episode of care paid to providers they employee