Which of the two companies is in a better solvency position and why?

a. Downtown Dwellings is in a better solvency position due to their higher Assets than Bush Builders

b. Downtown Dwellings is in a better solvency position due to the Debt Ratio being above 50%

c. Bush Builders is in a better solvency position due to higher Equity than Downtown Dwellers

d. Bush Builders is in a better solvency position due to the Debt Ratio being below 50%