Which of these contractual terms would lead a company to account for a lease contract as a finance lease?

Group of answer choices

The present value of the lease payments is $$90,000.$ The truck could be bought today for $$100,000$ cash.

The lease runs for $2$ years on a truck that is expected to have a $6$ year life.

Ownership stays with the lessor at the end of the lease.

The lessee cannot buy the truck at the end of the lease.