Which of these statements is CORRECT regarding financial planning?

You, the financial planner, are responsible for implementing the Holmans' financial planning recommendation$($s$)$ unless specifically excluded from the scope of the engagement.

You must communicate to the Holmans any limitations on the scope of the engagement.

Recommendations must be written and prepared in a clear, understandable manner.

Unrealistic goals the clients are considering must be discussed.

A$)$

IV only

B$)$

I, III, and IV

C$)$

I, II$,$ and III

D$)$

I, II$,$ III, and IV