Which of these statements regarding disclosure is CORRECT? A) The same amount and delivery method of disclosure is required of both fiduciary and nonfiduciary advisers. B) Generally, the fiduciary standard can be met with just full and adequate disclosure of material conflicts of interest. C) Research has shown that disclaimers are generally ineffective in alerting investors to the potential costs of conflicts of interest. D) Research has shown that the more thorough and detailed the disclosure of any conflicts of interest, the more effective it becomes.