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which one of the following assets will be included on the Insolvency Worksheet of a spouse who was individually liable for cancelled debt? the retirement

which one of the following assets will be included on the Insolvency Worksheet of a spouse who was individually liable for cancelled debt?

  1. the retirement account owned solely by the other spouse.
  2. the retirement account owned solely by the spouse who was liable for the cancelled debt.
  3. Bothe spouses individually owned retirement accounts

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