Which one of the following collection times is correctly described?

A$)$ The processing delay starts when a bill is mailed and ends when the payment is received.

B$)$ Mailing time begins when a bill is mailed and ends when the payment is received.

C$)$ Collection time begins when a bill is mailed and ends when the cash payment is available for spending

D$)$ Availability delay begins when a payment is deposited and ends when the cash from that payment is available for spending.

E$)$ Processing delay begins when a bill is mailed and ends when the payment of that bill is deposited into the bank.