Which one of the following is a key provision of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005?

Right granted to creditors to file their own reorganization plan once a firm is in bankruptcy for 18 months

Disallowance of bankruptcy prepacks

Requirement for all Chapter 11 bankruptcies to be converted to Chapter 7 bankruptcies after 18 months

Disallowance of all management bonus payments while a firm is in bankruptcy

Requirement that only creditors can file reorganization plans for a bankrupt firm