Which one of the following is more likelytobeTRUE about Prepayment penalties A They are oftenused with residential mortgages B They lower the effective cost if the loan is repaid before maturity C They are exactlythe sameascharging additional discountpoints for the loan D They are not included in the APR calculation

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Which one of the following is more likelytobeTRUE about Prepayment penalties: A. They are oftenused with residential mortgages B. They lower the effective cost if

Which one of the following is more likelytobeTRUE about Prepayment penalties:

A.	They are oftenused with residential mortgages
B.	They lower the effective cost if the loan is repaid before maturity
C.	They are exactlythe sameascharging additional discountpoints for the loan
D.	They are not included in the APR calculation

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