which one of the following statements is correct? A None of the below B) Tony pays, one percent per month interest on his credit card account. When his monthly rate is multiphed by 12, the resulting rate is effective Annual Rate. c) All else equal a decrease in the interest rate increases the future value of an annuity. D) Auto loan payment qualities as perpetuity. E) The present Value of an ordinary annvity is lower than tha of an annuity due, everything else held constant