Which one of the following statements is correct?

O A direct loan from a bank is generally less expensive than a loan involving commercial paper.

O A farmer generally uses a type of financing that employs trust receipts to provide financing during the growing season.

O Floor plan arrangements are most applicable to large, easily identifiable types of inventory.

O A third-party inventory manager is generally involved with the lender and the borrower in a floor plan arrangement.

O A drug store is more apt to have a financing arrangement involving trust receipts than one involving a blanket lien.