Which one of the following statements is correct?

Select one:

A$.$ Underwriters must balance the customer$$s need for a fair price and comprehensive coverage with the insurer$$s profit goals.

B$.$ Agents are paid on a commission basis because their responsibility to insurers is to sell as many policies as possible.

C$.$ Claim representatives should carefully determine the value of each claim and never pay insureds or claimants more than that value.

D$.$ Insurance professionals have a responsibility to insure any and all risks, regardless of the effect this has on insurer profitability.