Which one of these taxpayers (all filing single) would be the least likely to benefit from itemizing deductions?

a. Maggie bought a house in January of 2019. As a result, she paid quite a bit in property taxes and mortgage insurance over the course of the year.

b. Kyle is deaf and must use a sign language interpreter during meetings at work. The interpreter cost him $3,500 in 2019. His company does not reimburse him for this expense. Kyle's salary in 2019 was $100,000.

c. James's income is below the filing threshold, but he wants to file a tax return to claim EITC.

d. Elizabeth paid over $20,000 in medical bills in 2019. Her income for the year was just over $50,000.