Which statement below is not an accurrate description of women's experiences with retirement? Before retirement, women are more likely to make "career changes" than can lower wages and income, and lead to lower Social Security benefits. Caregiving duties and poort health can mean longer periods of unemployment before retirement, compared to men. Women, on average, have more years of part-time employment compared to men. Women are better at planning and saving compared to men and tend to have more assets in retirement