Which statement concerning liquidity and loan return is most accurate?

In general, as a borrower's liquidity increases the return of lending to that borrower increases.

In general, as a borrower's liquidity decreases the return of lending to that borrower increases.

In general, a borrower's liquidity has no impact on the return of lending to that borrower.

In general, a borrower's liquidity has an indeterminate effect on the return of lending to that borrower.