Which statement is supported by Margaret Sanger-Katz in her article "The Big Problem with High Healthcare Deductibles"?

A. In practice, deductibles do not lead to significant reductions in health care use

B. Purchasers of high-deductible health plans frequently get into medical debt because they are unable to afford their deductibles

C. Research shows that if given tools to compare prices, those with high-deductible health plans use those tools effectively

D. Deductibles are typically higher in employer-provided insurance plans than in plans offered in the individual market under the Affordable Care Act