Which statement is TRUE regarding mortgage banking statute violations?

An aggrieved party of a mortgag$$ banker's, mortgage broker's, or mortgage loan originator's act can sue in criminal court.

A mortgage broker's duties to a borrower can be waived to avoid the risk of a violation.

Someone who violates a provision of mortgage banking statutes cannot be imprisoned.

Someone who violates a provision of the mortgage banking statutes may be fined or imprisoned.