Which time-off policy is prohibited in certain states? The approach to set up time off categories, such as vacation, sick days, and allocate a certain number of time off allowance for each category The option to allow employees to carry their unused time off from one year to the next The use-it-or-lose-it policy whereby employees lose any unused time off The frontloading time off method whereby employees can access the full amount of their time off from the beginning of the year