Which will result in a higher net worth?

I. Paying down debt with cash flows.

II. Making regular periodic savings.

III. Acquiring long-term assets with a line of credit.

IV. Purchasing a condo with a mortgage and using funds from the Tax-Free Savings Account (TFSA) for the down payment.

Points: 1 IV only

I and III

III and IV

II and IV

I and II